Are you having trouble paying your mortgage or know someone who is? Many Wyoming homeowners have fallen behind on payments during the COVID-19 crisis. The Homeowner Assistance Fund (HAF) is dedicated to helping Wyoming homeowners who have been financially impacted by COVID-19 and meet income eligibility criteria stay in their homes safely. When the program opens, HAF assistance will be available for eligible Wyoming homeowners delinquent on mortgage payments. Homeowners without a mortgage will also be eligible for HAF assistance for past due utilities, property taxes, homeowners insurance, and homeowners association dues.

• APPLICATIONS: Funding is not available yet. We hope to open applications online in April 2022. Please keep checking back for updates.
• ELIGIBILITY: The program will be open to Wyoming homeowners who have been financially impacted by COVID-19 and meet income eligibility criteria for assistance with mortgage, utility cost relief, property tax, homeowner’s insurance, and homeowners association dues. The applicant’s household shall have a total household income at or below 150% of area median income (AMI).
• AMOUNT: The mortgage reinstatement program includes a one-time grant paid to the mortgage servicer on behalf of the homeowner, with a maximum grant amount of $15,000. The maximum for utilities, property tax, homeowners insurance, and homeowners association dues combined will be $1,200 and will be paid to the entity owed. For homeowners who do not have a mortgage, HAF set aside funds will pay for utilities, property tax, homeowners insurance, and homeowners association dues. The grant covers arrears only (no prospective or ongoing payments).

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The HAF Program is currently under development and is not open to the public yet. We encourage homeowners and servicers to prepare for the program to open by following the steps listed on these pages.

Sign up for Homeowners Assistance Updates