The Wyoming Homeowner Assistance Fund (HAF) Program, a federally funded, temporary emergency program to support homeowners financially impacted by COVID, will stop accepting applications on Oct. 31, 2024 at 11:59 p.m.
- APPLICATIONS: Applications are available only online. The HAF Program will stop accepting applications on Oct. 31, 2024 at 11:59 p.m.
- ELIGIBILITY: The program will be open to Wyoming homeowners who have been financially impacted by COVID-19 and meet eligibility criteria. The applicant’s household shall have a total household income at or below 150% of area median income (AMI).
- AMOUNT: The HAF Program is a grant that allows a one-time award of up to $35,000.
- APPLICATION ASSISTANCE: Please contact Liberty Smith, HAF Program Manager, directly at (307)-777-3737 or email homeowner.assistance@wyo.gov.
- ELIGIBLE EXPENSES: Eligible expenses include delinquent mortgages, partial claim assistance, up to 3 consecutive months of forward mortgage payments and/or PAST DUE utilities, property taxes, homeowners insurance or homeowner association dues. Priority will be as follows: mortgage reinstatement, partial claim assistance, delinquent “other expenses”, then forward mortgages.
- FLYER FOR HAF PROGRAM: Download the flyer (PDF).
LEARN MORE
We encourage homeowners and servicers to prepare for the program to open by following the steps listed on these pages.
Funding Update
HAF Program – Application Walkthrough
This video is a guide to how to fill out the application.
Watch out for mortgage assistance scams
The Wyoming Department of Family Services cautions households to be wary of potential mortgage scams wanting personal financial information or asking you to pay upfront fees or transfer the deed of your home. The Wyoming Homeowner Assistance Fund (HAF) doesn’t charge fees for assistance. The majority of official correspondence from the HAF Program will come from NoReplyWYOHAF@wyo.gov (an automated email) or homeowner.assistance@wyo.gov. Additionally, the HAF call center uses the number 1-888-996-4237 and returns calls during the hours of 9 a.m. – 6 p.m. Monday through Friday.
According to the U.S. Consumer Financial Protection Bureau, mortgage loan modification scams are schemes to take your money – often by making a false promise of saving you from foreclosure. The Federal Trade Commission explains that these scammers promise they’ll get changes to your loan so you can keep your home but they want you to pay them an upfront fee before helping you. Don’t pay an upfront fee. It’s illegal for a company to charge you upfront fees for promises to help you get relief on paying your mortgage.
RESOURCES
- Federal Trade Commission: Mortgage Relief Scams
- Consumer Financial Protection Bureau: What are mortgage loan modification scams?
Sign up for the HAF Program Updates
If you would like to be notified via email with updates about the HAF Program, please click here.